Are the big guys crunching the way you do business? Call in the Titans – we’ll get it sorted for you.
It’s harder than ever for Australians to borrow money. And it’s all due to the Financial Services Royal Commission making the big banks accountable for their past lenience in lending practices.
The increasingly cautious, highly conservative lending measures we see from the banks nowadays include:
- Rejecting high-risk loans outright
- Increasing their scrutiny over investor loans
- Going over paperwork with a fine-toothed comb, particularly around living expenses and existing outstanding debts.
- Rapid loan approvals
- Easier settlement process
- Bespoke loan solutions
- A tailored approach to your requests
- Drawdown in as quick as 5 business days
- No commission clawback
- Commission paid on settlement
- Overseas borrowers accepted
The result is a serious credit crunch that’s slowing down loan growth from 6.6% to 5.8% in 2018, according to the Australian Prudential Regulation Authority.
How is this affecting your business?
Buyer borrowing capacities have been cut by up to 30 per cent since the Royal Commission laid down its rulings.
And, with property prices continuing to outstrip earning capacities across much of Australia, that means many of your customers might find themselves unable to secure finance through traditional lending channels.
So, they’re turning to mortgage brokers like you in droves to help them navigate the new lending landscape and find alternative options to the big banks.
In fact, the number of buyers opting to use broker services instead of going directly to a lending institution rose to 28 per cent in 2018, an increase of 16 per cent on the previous year.
And while the broker market has experienced significant growth as a result, there’s still plenty of room for expansion.
We can help! Titan Capital gives you and your customers a viable alternative to traditional lending institutions, with more relaxed lending criteria and greater flexibility when it comes to accessing funds.
With a competitive rate and even more competitive lending policy, this means you can build a reputation for offering your customers more, knowing you’re working with one of Australia’s most sought-after lenders.
What do we stand for? After over ten years' experience in property asset funding, we’ve put together a set of guiding principles we rely on every day.
We believe in honesty, integrity, and perfection. We value the trust we build with you, our partners, our clients and between each other – we know it’s the key to a successful business.
Deals don’t come easy. You make the lending process easier for your clients, but we know it’s anything but. There’s so much work that goes into applications, valuations, approvals and settlement – and when your lender isn’t supportive, it can be a hard slog.
We understand that every deal is a struggle these days. We never forget how hard your job is for a moment. To help lift that burden, we fight to deliver the best product possible to the market every day. We’ve got your back.
Settle faster 24/7 stress-free. We also understand just how tight lending timelines can be. Some things need to be worked out immediately regardless of regular business hours.
That’s why we’ve made our business development team at your disposal around the clock to help solve your lending issues as fast as humanly possible. Yes – you read that right – feel free to call us at midnight.
Give your customers better service knowing we’ll always deliver on our promises. We love what we do, and we have fun doing it, but we also take your business very seriously indeed. Your reputation is important to us – often more than our own!
Here’s our bottom line. If we make a promise to you, we mean it. And we’re careful about doing our due diligence, so if we promise to settle a loan for your customer, you can be sure we’ll follow through.
Because that’s just how we roll here at Titan.
Experience a new level of dedication and service. We pride ourselves in delivering a world of difference compared to traditional lenders. We offer:
- Rapid loan approvals
- Easier settlement process
- Bespoke loan solutions
- A tailored approach to your requests
- Drawdown in as quick as 5 business days
- No commission clawback
- Commission paid on settlement
- Overseas borrowers accepted
Titan BDMs go above and beyond. We don’t believe in rules set in stone. We’ll go out of our way to help with flexible, agile and service-orientated lending that gets the right results – every time.
Make us your first lending choice today.
Call a Titan Business Development Manager now on 1300 304 770.